About
Building India's most trusted bill-payment layer.
NextGenPay (operated by JMP NEXTGENPAY PRIVATE LIMITED) is a Bharat Bill Payment System (BBPS) agent institution. We connect Indian households and businesses to the RBI-regulated bill-payment network operated by NPCI Bharat BillPay Ltd.
Our mission
Every Indian household deals with dozens of bills every month — electricity, gas, DTH, broadband, FASTag, loan EMIs, insurance, education, municipal taxes. We believe paying them should be as simple as opening one app and tapping one button — with the same level of trust, regulation and dispute-resolution as a bank transfer.
That's why we built NextGenPay on the Bharat Bill Payment System (BBPS) — an RBI-regulated, interoperable network that guarantees every payment a unique Transaction Reference Number (TRN) and a standardized dispute-resolution framework.
What we value
Compliance-first
Every product decision is checked against RBI, NPCI, DPDP and BBPS guidelines.
Radical transparency
Every fee, every charge, every step of a payment — visible before you tap.
India-scale reliability
Built for 24×7 availability with a 99.95% platform SLA target.